Privacy Policy

PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850

Corporate Authorised Representative of Boutique Capital Pty Ltd AFSL 508 011 ACN 621 697 621

1. We respect your privacy

• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 respects your right to privacy and is committed to safeguarding the privacy of our customers and website visitors. We adhere to the Australian Privacy Principles contained in the Privacy Act 1988 (Cth). This policy sets out how we collect and treat your personal.
• “Personal information” is information we hold which is identifiable as being about you.

2. Collection of personal information

• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 will, from time to time, receive and store personal information you enter onto our website, provided to us directly or given to us in other.
• You may provide basic information such as your name, phone number, address and email address to enable us to send information, provide updates and process your product or service We may collect additional information at other times, including but not limited to, when you provide feedback, when you provide information about your personal or business affairs, change your content or email preference, respond to surveys and/or promotions, provide financial or credit card information, or communicate with our customer support.
• Additionally, we may also collect any other information you provide while interacting with us.

3. How we collect your personal information

• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 collects personal information rom you in a variety of ways, including when you interact with us electronically or in person, when you access our website and when we provide our services to you. We may receive personal information from third parties. If we do, we will protect it as set out in this Privacy policy.

4. Use of your personal information

• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 may use personal information collected from you to provide you with information, updates and our services. We may also make you aware of new and additional products, services and opportunities available to you. We may use your personal information to improve our products and services and better understand your needs.
• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 may contact you by a variety of measures including, but not limited to telephone, email, sms or mail.

5. Disclosure of your personal information

• We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this Policy. Personal information is only supplied to a third party when it is required for the delivery of our services.
• We may from time to time need to disclose personal information to comply with a legal requirement, such as a law, regulation, court order, subpoena, warrant, in the course of a legal proceeding or in response to a law enforcement agency.
• We may also use your personal information to protect the copyright, trademarks, legal rights, property or safety of PWM Financial Services Pty Ltd – AFSL 226  143 ABN 87 080 344 850, http://www.paccapital.com.au, its customers or third parties.
• If there is a change of control in our business or a sale or transfer of business assets, we reserve the right to transfer to the extent permissible at law our user databases, together with any personal information and non-personal information contained in those databases. This information may be disclosed to a potential purchaser under an agreement to maintain confidentiality. We would seek to only disclose information in good faith and where required by any of the above circumstances.
• By providing us with personal information, you consent to the terms of this Privacy Policy and the types of disclosure covered by this Policy. Where we disclose your personal information to third parties, we will request that the third party follow this Policy regarding handling your personal information.

6. Security of your personal information

• PWM Financial Services Pty Ltd – AFSL 226 143 ABN 87 080 344 850 is committed to ensuring that the information you provide to us is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure information and protect it from misuse, interference, loss and unauthorised access, modification and disclosure.
• The transmission and exchange of information is carried out at your own risk.   We cannot guarantee the security of any information that you transmit to us, or receive from Although we take measures to safeguard against unauthorised disclosures of information, we cannot assure you that personal information that we collect will not be disclosed in a manner that is inconsistent with this Privacy Policy.

7. Access to your personal information

• You may request details of personal information that we hold about you in accordance with the provisions of the Privacy Act 1988 (Cth). A small administrative fee may be payable for the provision of information. If you would like a copy of the information, which we hold about you or believe that any information we hold on you is inaccurate, out of date, incomplete, irrelevant or misleading, please email us at operations@paccapital.com.au.
• We reserve the right to refuse to provide you with information that we hold about you, in certain circumstances set out in the Privacy Act.

8. Complaints about privacy

• If you have any complaints about our privacy practices, please feel free to send in details of your complaints to Level 8, 143 Macquarie Street, Sydney, New South Wales, 2000.We take complaints very seriously and will respond shortly after receiving written notice of your complaint.

9. Changes to Privacy Policy

Please be aware that we may change this Privacy Policy in the We may modify this Policy at any time, in our sole discretion and all modifications will be effective immediately upon our posting of the modifications on our website or notice board. Please check back from time to time to review our Privacy Policy.